Our Services
At Wells Rich, we specialize in helping individuals take control of their financial future through credit building and repair services. Whether you're looking to improve your credit score, remove negative items, or establish strong financial habits, we provide tailored solutions to meet your needs.
Our Services
✅ Credit Report Analysis
We conduct a detailed review of your credit report, identifying errors, negative accounts, and areas for improvement.
✅ Credit Repair & Dispute Resolution
We work directly with credit bureaus and creditors to challenge inaccurate, outdated, or unverifiable items, helping you clean up your credit history.
✅ Credit Building Strategies
Beyond repair, we help you build strong credit with personalized strategies, such as adding positive trade lines, responsible credit usage, and financial planning.
✅ Debt Reduction Guidance
We provide customized debt management strategies to help you lower outstanding balances and improve your debt-to-income ratio.
✅ Financial Education & Coaching
We empower clients with financial literacy coaching, covering budgeting, responsible credit use, and long-term wealth-building strategies.
At Wells Rich, we believe that a better credit score means better financial opportunities—from homeownership to business funding and beyond. Let us help you unlock your full financial potential!
Basic Service
$99
We offer transparent and affordable pricing to help you take control of your financial future. Below is our base service package to get you started on your credit-building and repair journey.
📌 Essential Credit Repair Package – $99/month (3-month minimum commitment)
✔ Credit Report Analysis – Comprehensive review of your credit report to identify errors and improvement opportunities.
✔ Dispute & Removal of Negative Items – We challenge inaccurate, outdated, and unverifiable negative items with credit bureaus.
✔ Personalized Credit Building Plan – Actionable steps to improve your score, including credit mix recommendations.
✔ Debt Utilization Strategy – Guidance on how to optimize your credit usage for maximum score improvement.
✔ Monthly Progress Updates – Regular updates and strategy adjustments based on new credit report data.
✔ Financial Education Tools – Access to credit-building resources and best practices.
📢 One-Time Enrollment Fee: $149 (Covers onboarding, credit report analysis, and setup.)
🚀 Ready to Get Started? Book a free consultation today and take the first step toward better credit!
Intermediate Service
$149
🔹 📌 Credit Optimization Package – $149/month (3-month minimum commitment)
This package is perfect for individuals who need a more aggressive approach to repairing and building credit while receiving personalized financial guidance.
What’s Included:
✅ Everything in the Essential Credit Repair Package (Disputes, credit analysis, debt utilization strategy, and monthly progress updates)
✅ Advanced Dispute Process – Targeted challenges for collections, charge-offs, late payments, and inquiries with all three credit bureaus (Experian, Equifax, TransUnion).
✅ Creditor Intervention & Negotiation – Assistance in contacting creditors directly to remove inaccurate negative marks and negotiate settlements when applicable.
✅ Personalized Credit Building Plan – Customized recommendations, including secured credit cards, credit-builder loans, and authorized user tradelines to accelerate score improvement.
✅ Debt Reduction Roadmap – Tailored strategies to lower outstanding balances while minimizing impact on your credit score.
✅ Priority Support – Faster response time for credit inquiries, dispute updates, and one-on-one guidance.
📢 One-Time Enrollment Fee: $199 (Includes in-depth credit report analysis, dispute filing, and customized action plan.)
🚀 Get on the Fast Track to Better Credit! Book a free consultation and start seeing real improvements in your financial health.
Advanced Service
$249
🔥 📌 Elite Credit Restoration Package – $249/month (3-month minimum commitment)
This premium package is designed for individuals who need comprehensive credit restoration, rapid score improvement, and financial planning strategies for long-term success.
What’s Included:
✔ Everything in the Intermediate Credit Optimization Package (Full dispute process, creditor negotiations, debt reduction, and credit-building strategies)
✔ Aggressive Legal Disputes & CFPB Complaints – We escalate disputes by filing Consumer Financial Protection Bureau (CFPB) complaints when necessary.
✔ Hard Inquiry & Public Record Removal – Targeted disputes for hard inquiries, bankruptcies, repossessions, and judgments where applicable.
✔ High-Limit Tradeline Access – Guidance on becoming an authorized user on high-limit, low-utilization accounts to boost your credit profile quickly.
✔ Business Credit Consultation – Assistance with business credit setup, EIN registration, and strategies for building business credit separate from personal credit.
✔ Financial Freedom Coaching – One-on-one sessions covering budgeting, homeownership preparation, and wealth-building strategies.
✔ VIP Support & Fast-Track Processing – Priority handling of disputes and direct access to a credit specialist.
📢 One-Time Enrollment Fee: $299 (Covers advanced dispute filing, legal review, and credit-building setup.)
🚀 Take Control of Your Financial Future! Book your VIP consultation today and start working toward 700+ credit scores and long-term financial success!
Would you like to offer add-ons like expedited results, personalized budget plans, or debt consolidation assistance?
